Business Financing- FAQ

FAQ for business financing and small business loan alternatives

Who is Indiana Local Biz?

We are an ISO (Independent Sales Organization) for Mom and Pop Merchant Solutions. We provide small businesses with alternative financing to FDIC bank loans. All personal and private information is handled through Mom & Pop Merchant Solutions. Our representatives are here to answer your questions, take applications and service any needs you may have for your Mom & Pop financing.

Who is Mom & Pop Merchant Solutions?

Mom & Pop Merchant Solutions is one of the largest funding companies in the merchant cash advance industry and a marketing company that is the brain child of Bret Martin who has strands of DNA that can be traced back to the inception of the merchant cash advance industry with such companies as The ISO Recruiting Company, Mom & Pop Merchant Solutions, Subprime Business Funding, West Coast Business Funding and The Merchant Cash Advance Company.

We provide Business Loan Alternatives, through Mom & Pop Merchant Solutions Small Business Loan, Mom & Pop Merchant Solutions, Merchant Cash Advance, Mom & Pop Merchant Solutions

Who is Mom & Pop Merchant Solutions Clientele?

Mom & Pop Merchant Solutions advances working capital to business owners across America via our 1099 ISO’s, so long as they have products or services that they provide to consumers. Our business loan alternatives are available for business owners who have good credit or bad credit, many of our clientele come to us through banks that have turned a business owner down and they needed to look elsewhere.

Where is Mom & Pop Business Funding Headquartered?

Mom & Pop Merchant Solutions is headquartered out of Portland Oregon at 8210 SE Aspen Summit Dr., #58, Portland Oregon 97266.

How fast can a business owner receive working capital?

Here at Mom & Pop Merchant Solutions we have funded business owners requests as fast as the same day, but in over 90% of all cases, our applicants receive their business funds within 5 to 7 days, and 10 days or less the rest of the time. We provide the quickest merchant cash advance in the merchant cash advance arena.

How much working capital can a business owner obtain?

When we first started back in 2007, most of our clients received less than $150,000, but now each and every day we have applicants that qualify for up to $1,000,000 and we will provide that much working capital. Mom & Pop Merchant Solutions advances up to 2 times a business owners gross monthly bank receipts.

Why are these called merchant cash advances instead of business loans?

Mom & Pop Merchant Solutions business loan alternatives are called merchant cash advances in 49 states and in California they are called small business loans by California state law. Here at Mom & Pop Merchant Solutions we advance a business owner working capital based on their past business sales performance and going forward we take a small portion of the business owners gross sales each day, until the advance is paid back.

What if A Business Owner has credit issues? Or bad credit?

Many of our small business loan applicants have had credit issues in years past, and Mom & Pop Merchant Solutions understands that the economic climate had a ton to do with it. In most cases if you have a problem with credit issues, we have no problem with that. In rare occasions we just advance your business a little less money is all, but having bad credit is not a loan killer with Mom & Pop, not at all.

Contact us or call 317-344-8166